BRRRR Calculator
Model a Buy, Rehab, Rent, Refinance, Repeat deal, total project cost, the cash-out refinance against the after-repair value, cash left in the deal, new equity, and cash flow. Runs in your browser.
Cash left in the deal
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Show the math
BRRRR recovers your capital by refinancing against the after-repair value:
refinance loan = ARV × LTV%
cash left in = project cost + refi costs − refinance loan
The goal is to pull most of your cash back out so it can be reused. A negative "cash left in" means you recovered everything plus more. Estimates only, appraisals and rates vary. All math runs locally in your browser.
What this does
A BRRRR calculator models a Buy, Rehab, Rent, Refinance, Repeat deal, total project cost, the cash-out refinance against after-repair value, cash left in the deal, new equity, and cash flow.
How it works
You buy and rehab, rent, then refinance on the after-repair value (times the lender’s LTV limit) to pull cash back out. Cash left in the deal is total cost minus the new loan.
How to use it
- Enter purchase, rehab, and closing costs.
- Enter the after-repair value and refinance LTV.
- Enter rent and the new loan terms.
- Read cash left in the deal and cash flow.
Understanding your result
A negative “cash left in the deal” means you recovered all your cash. Appraisals and rates vary, so treat the results as estimates.
Example
Total project cost of $150,000 with a $120,000 refinance leaves $30,000 in the deal.
Sources & methodology
Last updated .
Frequently asked questions
How does the BRRRR strategy work?
You buy and rehab a property, rent it, then refinance based on its after-repair value to pull most of your cash back out, and repeat. The tool models each step.
What is "cash left in the deal"?
Your total project cost plus refinance costs, minus the new loan you take out. A negative number means you recovered all your cash and then some.
How is the refinance loan sized?
It is the after-repair value times the lender’s loan-to-value limit (often around 75%). The remaining value stays as your equity.
Are the results exact?
No, appraisals and rates vary, so treat them as estimates. All math runs locally in your browser.
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